African fintech regulation, structured

The rulebook for African fintech regulation

Name: Afriset Fintech — African fintech licensing registers, cross-country normalized
Creator: Afriset
License: Facts reported from official public regulator registers, attributed and dated.

Before entering a market, vetting a partner, or answering the board —

Know who's licensed, what licence is needed, and what it takes to hold it —

Assembled from official regulator sources, normalized to compare markets, and dated to source.

Browse the registers Connect the MCP Get change alerts

What licence is needed

The equivalent local category in each market, normalized to one canonical activity.

Who's licensed

The official register of who holds each licence, per market — provider, status as reported, and source.

Licence requirements

What it takes to hold one — minimum capital, local presence, timeline and fees, as published.

What crosses borders

The cross-border money-movement rules — what may move, and under what rule. Rules, not rates.

See the rules →

Coverage

Pick your market — everything Afriset holds on it in one place: its registers, its cross-border rules, and its regulators.

Angola 3 registers Benin 2 registers Botswana 3 registers Burkina Faso 2 registers Burundi 3 registers Cabo Verde 2 registers Cameroon 2 registers Central African Republic 2 registers Chad 2 registers Congo-Brazzaville 2 registers Côte d'Ivoire 2 registers Djibouti 2 registers DR Congo 4 registers Equatorial Guinea 2 registers Eswatini 1 register Ethiopia 4 registers Gabon 2 registers Ghana 2 registers Guinea-Bissau 2 registers Kenya 5 registers Lesotho 2 registers Malawi 4 registers Mali 2 registers Mauritius 1 register Morocco 3 registers Mozambique 3 registers Namibia 4 registers Niger 2 registers Nigeria 5 registers Rwanda 4 registers Senegal 2 registers Seychelles 3 registers Sierra Leone 2 registers Somalia 2 registers South Africa 4 registers Tanzania 4 registers The Gambia 2 registers Togo 2 registers Tunisia 2 registers Uganda 4 registers Zambia 4 registers Zimbabwe 5 registers

Reported gaps: A market without a licence, an unreachable register, and an empty register are reported data points.

Maintained: Official sources are re-checked on a weekly schedule. Each register carries its own last-checked date.

The registers

All registers →

Who holds each licence, per market — normalized so you can compare the same activity across markets.

E-money issuance

Issue e-money / hold customer funds

View register →

Payment processing

Process payments (no float)

View register →

Cross-border remittance

Cross-border money transfer

View register →

Payment switching

Payment switching / interoperability infrastructure

View register →

MCP-first

Your AI tools can query this register

Connect Afriset once, and your compliance, ops and engineering tools answer African fintech licensing questions from the official registers — with the source and the date — instead of guessing. Provenance, as-of dates and source-recency signals in every response.

Ask Claude: "who can issue e-money in Ghana, and what capital does it take?" — answered from the Bank of Ghana register and the published requirements, each sourced and dated.

requirements({"category": "GH-BOG-DEMI"})  → the requirements to hold a Ghanaian e-money licence

Connect it — 1-minute setup →